Cash, Loans, Debts, and Promises

Safeguarding Your Card, Your Money, & Your Future: Lesson 6

What shows up on the credit report

  • To let someone look at your credit history, you must give written permission. You can refuse, but be ready to explain if there is a business need for the report.
  • The report a potential employer gets will have some information removed because it cannot be involved in the job recruitment process – like your age and whether you are married.
  • These things will show on the report:
    • late payments, bankruptcies, financial judgments against your income, liens
    • A list of all the bills you owe due to credit cards or loans.
    • And consider also that the kinds of merchants you have credit with will show, even the possibly embarrassing ones.

 

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